ONLINE BANKING ACCESS

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Texas Cowboy GearCommercial Banking Products

Regular Business Checking

Who can open this type of account:

All Commercial Account Types

Minimum to Open

$200.00

Interest

N/A

Monthly Service Charge

A service charge of $8.00 will be imposed every month if the balance in the account falls below $500.00.

Other Information

  • Unlimited check writing
  • Direct deposit service
  • Free 24 Hour Telephone Banking
  • Image Statement

Attention:  Additional account charges may apply.  Please refer to  "Other Service Charges" listed below.

Super NOW - Call or come by for a list of our current interest rates

Who can open this type of account:

Non-Profit Organizations and Public Funds

Minimum to Open

$2,000.00

Interest

Yes*

Monthly Service Charge

A low balance charge of $15.00 will be imposed every month the balance in the account falls below $2,000.00 any day of the month.

Other Information

  • Unlimited check writing
  • Direct deposit service
  • Free 24 Hour Telephone Banking
  • Image Statement

*We use the Daily Balance Method to accrue interest on your account.  Interest accrues daily and is compounded monthly.  Interest will be credited to your account monthly.  Interest Rates are subject to change at any time.

We reserve the right to, at any time, require not less than 7 days notice in writing before any withdrawal from an interest bearing account.

Attention:  Additional account charges may apply.  Please refer to  "Other Service Charges" listed below.

Money Market - Call or come by for a list of our current interest rates

Who can open this type of account:

All Commercial Account Types

Minimum to Open

$3,000.00

Interest

Yes*

Monthly Service Charge

A low balance charge of $15.00 will be imposed every month the balance in the account falls below $3,000.00 any day of the month.

Additional Terms

TRANSACTION LIMITATIONS:  Although you may make an unlimited number of in-person withdrawals from this account, you are limited to 6 withdrawals / transfers per statement cycle of the following types:

  1. Checks, drafts, or other transfers to 3rd parties
  2. Telephone or automatic transfers to another account
  3. Debit Card point-of-sale transactions

An Activity Charge of $5.00 per withdrawal will be charged for all withdrawals above the regulated number.

Other Information

  • Direct deposit service
  • Free 24 Hour Telephone Banking
  • Image Statement

*We use the Daily Balance Method to accrue interest on your account.  Interest accrues daily and is compounded monthly.  Interest will be credited to your account monthly.  Interest Rates are subject to change at any time.

We reserve the right to, at any time, require not less than 7 days notice in writing before any withdrawal from an interest bearing account.

Attention:  Additional account charges may apply.  Please refer to  "Other Service Charges" listed below.

Commercial Savings - Call or come by for a list of our current interest rates

Who can open this type of account:

All Commercial Account Types

Minimum to Open

$100.00

Interest

Yes **

Monthly Service Charge

A low balance charge of $2.00 will be imposed every month if the balance falls below $100.00 any day of the month.

Additional Terms

TRANSACTION LIMITATIONS:  Although you may make an unlimited number of in-person withdrawals from this account, you are limited to 6 withdrawals / transfers per statement cycle of the following types:

  1. Checks, drafts, or other transfers to 3rd parties
  2. Telephone or automatic transfers to another account
  3. Debit Card point-of-sale transactions

You are allowed one free withdrawal per month.  Each additional withdrawal will have a $3.00 activity service charge.

Other Information

  • Direct deposit service
  • Free 24 Hour Telephone Banking

**We use the Daily Balance Method to calculate the interest on your account.  Interest accrues daily and will be compounded quarterly.

Interest will be credited to your account quarterly.  Interest Rates are subject to change at any time.

We reserve the right to, at any time, require not less than 7 days notice in writing before any withdrawal from an interest bearing account.

Attention:  Additional account charges may apply.  Please refer to  "Other Service Charges" listed below.

Certificates of Deposit (CDs) - Call or come by for a list of our current interest rates.

CDs:

12 Month Certificate of Deposit Under $100,000.00
12 Month Certificate of Deposit Over $100,000.00
6 Month Certificate of Deposit Under $100,000.00
6 Month Certificate of Deposit Over $100,000.00

Additional Information on CDs:

Minimum balance to open is $10,000.00 on CDs.

Interest will be both compounded and credited at maturity.

You must maintain a minimum balance of $10,000.00 in the account each day in any CD to obtain the disclosed annual percentage yield.

EARLY WITHDRAWAL PENALTY FOR CDs and IRAs:

A penalty will be imposed for withdrawals before maturity.  The penalty will be in the amount equal to 30 days interest on the amount withdrawn.

Please click here for a list of our Other Service Charges.

 

Commercial Lending

Agricultural Loans:

Dilley State Bank has been in agricultural lending for over 100 years. If your farm or ranch is in need of a loan for operating expenses, purchasing livestock, equipment or real estate drop by today! We are here to serve you with your production needs. Come in and pick up an application and speak to one of our lenders today!

Commercial Real Estate:

We offer Farm and Ranch Real Estate Loans, Commercial, Agricultural, and Investment (Rental Property) loans. We will structure the terms to meet your needs. Come in and pick up an application and speak to one of our lenders today!

Business Loans:

Whether you are planning to start a new business or growing your existing business, turn to the lending staff at Dilley State Bank to assist you in reaching your business goals and achievements.  We can help you with the purchase of real estate, operating expenses, inventory, and capital purchases.  Come in and pick up an application and speak to one of our lenders today!

Commercial Online Banking

Dilley State Bank offers Cash Management Services to meet your business needs. A written agreement is required for these services. You may visit our office to complete an agreement.

  • Balance and account history
  • e-Statements
  • Small Business Bill Payment Services.
  • Positive Pay services.
  • Online Wire Transfer Services.
  • Alert Notification services-receive notifications on a variety of scenarios on each one of your accounts by text or email based on the parameters you set
  • Perform additional services online without having to come in to the bank.
  • External Transfer Services – transfer from your account with us to your account at another financial institution.
  • Additional fees apply to Positive Pay Services, Online Wire Transfer Services, Small Business Bill Payment Services, and External Transfer Services. These services also require additional documentation and agreements. Please call our Online Banking Department for more details.

For questions on Online Banking please call 830-965-1511 for assistance.